Help to Buy
Help to Buy is a government backed initiative designed to make home ownership in England more achievable. It can help both existing home owners and first time buyers to purchase a home with as little as 5% deposit.

There are two ways in which you may be able to purchase a property up to the value of £600,000 using the Help to Buy scheme, they are:

1. Help to Buy equity loans

Help to Buy allows you to buy a Noble Home with just a 5% deposit. The government will then lend you up to 20% of the value of the property through an equity loan, which can be repaid at any time or on the sale of your home.

With a Help to Buy equity loan:

  • You only need a minimum 5% deposit to qualify
  • The Government will lend you up to 20% of the value of your property through an equity loan
  • The loan can be repaid at any time or on the sale of your home
  • You will only need to secure up to a 75% mortgage from a bank or building society

Don't miss your opportunity to buy through this Government backed scheme.

2. Help to Buy mortgage guarantees

Help to Buy mortgage guarantees are provided to your lender to help you buy a home with a deposit of 5% of the purchase price.

To qualify for a Help to Buy mortgage guarantee, the home that you would like to buy must:

  • have a purchase price of £600,000 or less
  • not be a shared ownership or shared equity purchase
  • be your only property
  • not be rented out to a third party

The property you would like to buy can be newly built or already existing. You don’t have to be a first-time buyer and there’s no limit on your level of income. You need to take out your mortgage with a participating mortgage lender and you can’t use Help to Buy with any other publicly funded mortgage scheme, or an interest-only mortgage.

Call us today on
01977 556137