There are two ways in which you may be able to purchase a property up to the value of £600,000 using the Help to Buy scheme, they are:
1. Help to Buy equity loans
Help to Buy allows you to buy a Noble Home with just a 5% deposit. The government will then lend you up to 20% of the value of the property through an equity loan, which can be repaid at any time or on the sale of your home.
With a Help to Buy equity loan:
Don't miss your opportunity to buy through this Government backed scheme.
2. Help to Buy mortgage guarantees
Help to Buy mortgage guarantees are provided to your lender to help you buy a home with a deposit of 5% of the purchase price.
To qualify for a Help to Buy mortgage guarantee, the home that you would like to buy must:
The property you would like to buy can be newly built or already existing. You don’t have to be a first-time buyer and there’s no limit on your level of income. You need to take out your mortgage with a participating mortgage lender and you can’t use Help to Buy with any other publicly funded mortgage scheme, or an interest-only mortgage.
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